Legal Terms of Use
These terms (the “Terms”) govern your use of all Canadian Websites (the “Websites”) operated by First Resource Management Group Inc (“FRMG”) or its subsidiaries. If you access and use the Websites, you accept and agree to be bound by and comply with the Terms and any specific legal notices in the footers of the Websites.

The Terms also apply when you use a downloadable application or other technology to access any features, functionality, content and/or information that is made available or provided on the Websites.

All products and services of First Resource Management Group Inc (FRMG) that are described, made available or provided on the Websites may be changed or withdrawn at any time without notice and are subject to the terms and conditions of the applicable agreements governing their use in force at the time of the provision of the product or service.

The information, material and content provided in the pages of the Websites, is believed to be reliable when posted, but there is no guarantee that it is accurate, complete or current at all times. Without limiting the generality of the foregoing, the Information may include technical inaccuracies or typographical errors, and FRMG and their officers, directors, employees have no obligation to update the Information. The Information or the Websites may be changed, withdrawn or terminated at any time without notice.

Changes may be made to the Terms at any time without notice by updating this posting. You agree to review the Terms regularly, and your continued access or use of the Websites will mean that you agree to any changes.

Trademarks and Copyrights
Nothing on this Site shall be construed as conferring any licence of any intellectual property rights, whether by estoppel, implication or otherwise. The Information is for your personal use, provided such use includes a reference to the respective copyright and/or trademark notice or attribution as denoted on the pages copied. The Information may not otherwise be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work or otherwise used for public or commercial purposes without the express written permission of FRMG. The Information is protected under the copyright laws of Canada and other countries. Any unauthorized downloading, re-transmission, or other copying or modification of trademarks and/or the contents of the Websites may be a violation of federal or other law that may apply to trademarks and/or copyrights, and such actions could be subject the copier to legal action.

Information Provided By You
You agree that any information or materials that you provide to FRMG through any of its Websites shall become the sole property of FRMG, and may be used freely by FRMG.

Internet Email
No personal information is required to use this website. If you choose to submit personal or organizational information via this website (e.g., e-mail link), FRMG will treat your contact information as confidential and will not share it with any third parties for any reason without your written consent.

Any unprotected email communication over the Internet is, as with communication via other mediums (e.g. cellular phones, post office mail), not secure or confidential, subject to possible interception or loss, and possible alteration. You should not send any confidential, proprietary or sensitive information via these media. FRMG is not responsible for and will not be liable to you or anyone else for any damages in connection with an email or text message sent by you to FRMG, or an email or text message sent by FRMG to you.

No Endorsements
No endorsement or approval of any third party or its advice, opinions, information, products or services is expressed or implied by any Information.

No Liability
None of the FRMG Companies are responsible, and will not be liable to you or anyone else, for any damages whatsoever and howsoever caused (including direct, indirect, incidental, special, consequential, exemplary or punitive damages) arising out of or in connection with the Websites or the Information, or your ability on inability to access or use the Websites or the Information, or any action or decision made by you in reliance on the Websites or the Information, or any errors in or omissions from the Websites or the Information, or any unauthorized use or reproduction of the Websites or the Information, even if FRMG has been advised of the possibility of these damages.

Copyright / Permission To Reproduce
Materials on this Web site were produced and/or compiled by FRMG for the purpose of providing is clients with direct access to information about the programs and services offered.

The material on this site is covered by the provisions of the Copyright Act, by Canadian laws, policies, regulations and international agreements. Such provisions serve to identify the information source and, in specific instances, to prohibit reproduction of materials without written permission.

Non-commercial Reproduction
Information on this Web site has been posted with the intent that it be readily available for personal or public non-commercial use and may be reproduced, in part or in whole, and by any means, without charge or further permission, unless otherwise specified.

Users are required to:
• Exercise due diligence in ensuring the accuracy of the materials reproduced;
• Indicate both the complete title of the materials reproduced, as well as the author organization; and
• Indicate that the reproduction is a copy of an official work that is published by FRMG and that the reproduction has not been produced in affiliation with, or with the endorsement of FRMG.

Unless otherwise specified, this authorization is also applicable to all published information regardless of its format.

Commercial Reproduction
Reproduction of multiple copies of materials on this site, in whole or in part, for the purposes of commercial redistribution is prohibited except with written permission from FRMG. To obtain permission to reproduce materials on this site for commercial purposes, please contact FRMG.

Third-party Materials
Some of the materials and graphical elements found on FRMG Web sites are subject to copyrights held by other organizations. In such cases, some restrictions on the reproduction of materials or graphical elements may apply and it may be necessary to seek permission from the rights holder prior to reproducing the material.

External Service Providers
In order to effectively operate its Web sites, FRMG occasionally uses external service providers. Such service providers are bound by a contract with FRMG to treat any personal information they may receive in a manner that is consistent with the provisions of the Privacy Act.